Major and challenging events that can happen to a family can be an individual being severely and persistently disabled. The inability of a family breadwinner to earn a decent income due to illness or injury causes families to work with less money. Social Security Disability benefits hardly pay for the income loss. Unfortunately, this is a situation that millions of people face every year.
The Social Security Administration (SSA) uses a simple concept of “disabled” under its rules and a complicated procedure to assess if you are disabled. Therefore, even though the criteria and procedure are consistent, the evaluation results can differ depending on the type of identified medical problem.
Causes of Disability Claims
Everyone wishes they never had to face a disability. The chances of it being a possibility for us increase as we get older and make poorer lifestyle choices as well as in the jobs we choose. While most people think of the person with a disability as wheelchair-bound, disability can come in various kinds, some of which are visible and some not. The most common impairments that result from disability are listed below.
1. Musculoskeletal and Connective Tissue Disorders
Connective tissue diseases and muscle injuries make up more than a third of disability claims. The symptoms of these illnesses include discomfort in the neck, shoulders, back, joints, or spine with sore or tight muscles and tendons; and pain in feet and ankles, or hands.
The effects of sciatica or herniated discs can make it impossible for people to stand, sit, or lie down without experiencing pain. Common connective and musculoskeletal disorders and ailments include back pain, degenerative disk osteoporosis, and rheumatism. You can ask for legal advice and representation from firms like Binder & Binder.
2. Mental Issues
Anxiety and depression are common mental health ailments that can impact a person’s efficiency at work. Although the signs of mental illness may not be physical, we shouldn’t dismiss the issue.
Although most mental health issues respond positively to treatment, delaying seeking help can lead to worsening symptoms affecting one’s ability to function in every aspect of life. You can also ask for headaches disability benefits if it hinders you from performing your day-to-day jobs.
3. Nervous System Conditions
Neurological problems are another group that can lead to disability insurance claims. The inability to control motors and mental processing can arise from neurological disorders like Multiple Sclerosis, Parkinson’s, and Amyotrophic Lateral Sclerosis. Due to the long-term nature of these diseases, it could be more challenging to convince a disability insurance provider that a claimant is disabled and is entitled to compensation.
The most common problems with the neurological system usually respond well to treatments such as physical therapy or medications. But, sustaining a full or part-time job can be a tremendous challenge.
4. Cardiovascular Diseases
In the United States of America, it is estimated that cardiovascular disease takes a person’s life every forty seconds, on average. For those who have issues in their cardiovascular systems and require rehabilitation and operations, recuperating could have a significant influence on how they earn money. It can make it impossible for them to earn money and make it challenging to maintain their daily tasks.
5. Cancer
According to research According to the figures, 41% of men and 38% of women are likely to get cancer at some point. There is no particular method of knowing if and when you’ll find yourself diagnosed with cancer. While your family history, as well as lifestyle choices, can play a role, however, there isn’t a method to avoid the possibility altogether.
Treatments like radiation, chemotherapy, and surgeries could leave you sick, tired, and bedridden if you have cancer or a tumor. It could be difficult or even impossible to perform your job duties right now. If you want to ask does diabetes qualify for SSD, you can ask a doctor and a law firm to help you with your application.